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February 18, 2009

Comments

Lisa K.

Well, my financial situation has never been all that rosy, although I always had enough to live on and maybe a little bit extra for dinners out, etc. I cancelled my Netflix and Digital cable, buy no more coffee out, have dinner out only infrequently (whereas before it was 2-3x/week), brown bag lunch and saw a financial consultant about buying some whole life insurance. Even the cats and dog have sacrificed in terms of cheaper food.

Lisa K.

Oh, and *no* trips to Fenway this year...that really hurts...

Tonya

We have eased back on spending and put a lot more emphasis on saving, without actually sitting down and planning for it — it's just sort of evolved. I'd been thinking about a new car, but have put that off. We had thought about a trip to either Vegas or Hawaii, and now we're not thinking about that. We are planning to put some money (but especially elbow grease) into chipping away at some house repairs/upgrades so that when the time comes to build on Harstine Is. down the road, this house is more sellable (we'll need as much equity as we can get). We don't eat out NEARLY as often as we used to. But, we haven't given up our morning lattes/mochas, and I refuse to feel guilty about ordering the Kindle2! :o) Or a new laptop when the time comes, which may be sooner that I'd prefer.

At this point, neither of us think that our jobs are in major danger. If the infrastructure infusion from the stimulus package is anything close to all that and a bag of chips, the company where I work will definitely benefit with infrastructure design. And although Boeing is cutting back, John has been with the company for 28 years, is in management, and he received a superb performance review this year. BUT, you never know. And it's best to be careful. So no, we really aren't contributing to the economy a whole lot because of the lack of confidence. (Not to mention that our retirement has taken such a huge hit, which is very depressing). We're in wait-and-see mode, that's for sure.

Melissa

Lisa-No trips to Fenway counts as a crisis in and of itself! Seriously, that's a bummer.
Thanks to both of you for your thoughts. It sounds like the three of us are approaching this in a similar fashion--caution and saving for a while.

Marie Freeman

If given the choice, I buy local. I intend to plant a garden this year and can/preserve more of my food. A vacation in the near future is a pipe dream. My husband and I will make due with more porch sitting this summer. I haven't had much extra to spend in quite a while so cutting back doesn't seem so terribly hard to do. We're just gonna chill and bide away the time in good humor, cause what else can ya do?

Grandmother QB

So great to read that others are taking the same appoach as myself -- no unnecessary spending. It isn't that I am concerned about my own economics -- for me it is more just plain anger -- we had hard times in the 70s, DH out of work, inflation tripling the price of a pound of hamburger; no one rushed around crying "the sky is falling", no one dashed up to pay our morgage (which we paid on time every month thanks to Yankee "do without, make do"). But then we had bought a home within our price range, with a mortgage that fit the cost vs. income guidelines and "eating out" was a pot-luck-supper with a local group. I've worked with some of these "young" homeowners - they must have the McMansion with 3 baths, & of course the in-ground pool in the backyard & the summer trip to Europe. And now, according to the media & politicians I'm suppose to feel sorry for them & bail them out -- nope! they may get my tax dollar without my consent, but not one other penny will I put toward the economy.

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